- $5,000 in my emergency fund
- All credit card debt paid in full
- $5,000 in my "buy a nice used car" fund
- $2,000 in a "buy a home" fund
Total: About $17,000 to save and pay in a little over a year. That will mean a lot of frugality, but I'm worth it!! *flips hair*
I also desperately want to go on a cruise with boyfriend this year. We are GOING to go on a cruise, I've determined it! I need a vacation, he needs a vacation, I think we can get this debt settled soon and then enjoy ourselves (without getting into more debt!). Even if it's just for a few days, we both need a break.